Long description:
A vertical infographic titled Money and marriage with a visual of a car decorated for a wedding and balloons in the background. A dotted line runs down the center connecting circular icons and text sections on both sides.
Top text:
Money and marriage
Marriage is a thrilling journey, but it comes with the need for careful financial planning. By aligning your financial goals before saying "I do," you can set a strong foundation for your future together. Here are nine steps to help you build a confident and joyful financial life as you embark on this new chapter.
Right side sections:
SHARE FINANCIAL INVENTORY
Bring your financial history to the table. Discuss assets, debts and credit scores to prepare for your new life together.
PLAN FOR MILESTONES
Discuss the financial impact of buying a home and starting a family, since these decisions can greatly affect your finances.
CREATE A BUDGET
Plan for your wedding, manage debt or combine finances with a realistic budget. Be honest about spending and save for emergencies.
UPDATE KEY DOCUMENTS
Compare insurance options, update wills, beneficiary designations and retirement accounts to prepare for life's unexpected turns.
TAX FILING OPTIONS
Determine if joint filing benefits you based on combined income. Adjust paycheck withholding after marriage.
Left side sections:
GET ORGANIZED
Decide whether to keep separate or joint accounts as well as who will handle bill paying responsibilities. Keep aligned on all financial decisions.
EXPLORE MONEY PHILOSOPHIES
Discuss your financial upbringings to understand each other's outlook on money. This helps identify risk and spending compatibility.
THINK LONG TERM
Consider how today's decisions impact your future. Collaborating with a financial advisor can help you reach your family's goals.
PLAN FOR RETIREMENT
Start saving early to help ensure your money grows over time. Contribute to employer-sponsored plans to take advantage of company matches.
Bottom text:
By following these steps, you'll be better prepared to share a confident and joyful financial life together. Consulting a financial advisor can offer extra guidance as you start this exciting journey.
RAYMOND JAMES
INTERNATIONAL HEADQUARTERS: THE RAYMOND JAMES FINANCIAL CENTER 880 CARILLON PARKWAY ST. PETERSBURG, FL 33716 // 800.248.8863 // RAYMONDJAMES.COM
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