Matthew G. Kovalcik, CFP, CDFA
Matt and his wife, Kris, have three children; Jimmy, Ellie and Mary. Their eldest daughter, Ellie, suffers from Mitochondrial Disease. The family lives according to the mantra “today will be what I make it.” Kris and Matt are passionate about making certain Ellie enjoys quality of life which was the catalyst for the family’s move from Columbus, Ohio to Bluffton, South Carolina in 2011. They enjoy the Lowcountry lifestyle and consider themselves very lucky to live in Bluffton!
Matt has earned the marks of Certified Financial Planner (CFP), and Certified Divorce Financial Analyst (CDFA). Matt is currently a second-level (II) candidate for the Chartered Market Technician (CMT) designation, having recently completed Level I. Matt formed Kovalcik and Geraghty Wealth Partners (KGWP) in 1998 in Columbus, OH. He changed the firm’s business model to a Fee-Only platform in 2011 and opened the firm’s second office in Bluffton, South Carolina in 2012.
KGWP operates as a Registered Investment Advisory firm; accordingly, Matt acts as a fiduciary in every client engagement. The “today will be what I make it” mantra is carried over to Matt’s approach to business. He works with his clients in a partnership – ensuring they identify, prioritize and achieve their family, charitable, professional and financial goals.
From 2013-2019 Matt served on the Board of Directors of the Bluffton Boys and Girls Club. Matt loves all things outdoors; in particular, he enjoys boating with his family, cycling, shooting and hunting.
Stephen P. Geraghty, CFP
Steve received his Bachelor of Science in Business Administration in Finance and Accounting from The Ohio State University’s Fisher College of Business in 1993. He formed his financial planning practice later that year with the Columbus office of Lincoln Financial Advisors after a two year internship with the firm. Steve earned his Certified Financial Planner TM (CFP®) designation in 1997 – an extensive training and educational program that includes just 20% of all financial advisors. In 2005, he formed Kovalcik & Geraghty Wealth Partners LLP and is currently Co-Managing Partner. KGWP completed its transition to a fee-only platform in 2012 further reinforcing Steve’s role as a fiduciary for his clients. He is a member of the National Association of Professional Financial Planners (NAPFA), the Financial Planning Association (FPA) and a member of the Columbus Council on World Affairs.
Steve lives in Upper Arlington with his wife, Sally, and their four children, Carly, Grant, Clare and Ryan. In addition to spending time with family, Steve is an avid sports fan and enjoys playing tennis and golf while also coaching numerous youth sports teams. He is an Executive Board Member for the Upper Arlington Junior Baseball Association. Past board experience includes Junior Achievement of Central Ohio, Upper Arlington Little League Baseball and Citizens for Humane Action (CHA) Animal Shelter.